How to Find Your Financial Harmony

Finding harmony in our lives often seems like a lofty idea.                                       

But you know what?

It’s easier than you think, especially financial harmony:

The key is finding a way of managing your money that works for you.

Find out what works for you

The world abounds with financial experts.

People can drive themselves crazy listening to one guy, and then switching to another guy.

Or even worse – trying to find some consensus among them all.

Life does not have to be this hard.

Sure, we all have to go through a process of learning, doing, making mistakes, and learning from those mistakes.

But if we keep in mind the old adage, “the buck stops with me” (pun intended?), we realize that we are ultimately rising and falling by our own efforts.

And that realization is very empowering.

It all boils down to finding out what works for you.

Your way and your partner’s way

Marcus Geduld makes this point very clearly in his philosophy on money and marriage. Here are three of my takeaways:

• An approach to money that fits you in your 20’s and 30’s may not be the same one you use in your 60s and 70’s.
• If it’s not broke, don’t fix it. If you have a method that works for you, stick with it until there’s a need to change it. Then don’t be afraid to change it.
• If people feel concerned about the approach to money other people have, they should spend the time needed to reflect on their own situation and make sure they are satisfied with their own approach.

Do these make sense to you? How does your approach to money differ? Does your partner have the same approach?

---