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The Stay-At-Home Parent’s Guide to Buying Life Insurance

by Linsey Knerl | February 21, 2023 Whether you’ve always stayed home with the kids or you’ve recently transitioned to the important role of stay-at-home parent, you probably know how vital your work is to the health and happiness of… Read More

This statement about money is a lie.

by Angie Carlson|  “I am bad with my money” is not true. Nearly every conversation I have lacks some context with that statement. After we start talking about being “bad with my money”, every person can tell me at least… Read More

7 reasons why wealthy people need life insurance

Financial advisers and coaches frequently ask me if wealthy people need life insurance. Couldn’t they afford to self-insure? My answer is always this: sure they could self-insure, but why would they want to? Life insurance gives them tremendous leverage: every… Read More

Can I really trust myself?

by Angie Carlson| “Can I really trust myself to handle my money differently this time?” This is a question I was asked near the end of a consultation. While we wrestled through that together, some wise words were shared. “This… Read More

“I am young, healthy, and single. Should I still buy life insurance?”

Yes, you should. It’s all part of protecting your insurability, and thinking ahead. Don’t wait until you have responsibilities, dependents, and debts. You can’t assume you will be insurable tomorrow, and at a good rate. Here are some factors to… Read More

10 questions to ask your client about their life insurance

Financial advisers often ask me how to get the conversation started with their clients about life insurance. They know that odds are the client is not sufficiently covered, but need an effective way to broach the topic. Here are 10… Read More

Why is life insurance underwriting so rigorous?

Life insurance underwriting is one of the most thorough and comprehensive assessments you will go through in the financial marketplace. Think about all the factors that are covered: your current health. Medical history. Family medical history. Occupation. Hobbies. Lifestyle. Finances.… Read More

Two words that many mistakenly assume mean the same

by Angie Carlson | Money doubts and negative self-talked are enhanced by two words that many mistakenly assume mean the same thing. Before I reveal the words, let’s note what false doubts and negative money self-talk can sound like:~ Budgeting… Read More

Me retire? No chance!

There are lot of “plusses’ to not retiring. And they definitely influence life insurance planning. Let me explain. My father Leon Kobrin worked into the last year of his life. So did his father, my Grandpa Harry. You can bet… Read More

What two organs tag-team to create a money saboteur?

by Angie Carlson Your body has two organs that tag-team to unleash a personal money saboteur. As a successful duo, they start off subtle. One small choice isn’t seen as enough to gain traction with money. Planting the initial seed… Read More