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Protecting your child’s insurability

Take a look at a list of hereditary deseases. A good health-related web site will provide one. The list is huge – running from breast cancer, to Diabetes, to kidney disease, and more. For sure, modern medicine has come up…
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Someday will be here before you know it.

by Angie Carlson | On social media, so many people look like they are living the dream. ✅Brand new home.✅White picket fence.✅Two brand new cars.✅Financed fancy degrees.✅Beautiful furniture.✅International vacation every six months.For most, this is the façade. What isn’t shown:❌Six…
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The place for term insurance

Is there a place for term life insurance in your portfolio? Yes, there is.Here are some examples: You have a debt for a fixed amount of time you want to indemnify, such as a mortgage or business loan; You are…
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Who is “high risk” for life insurance?

If you have ever shopped for life insurance, you know that underwriters consider some candidates “high risk.” This means that you may have a health, lifestyle, or other factor that could make you more of a mortality risk. The good…
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5 Benefits of Life Insurance for Retirees

by Arthur Dubois | October 18, 2022 Many retirees have reached the point of financial security and might not consider life insurance important. Others might feel they don’t qualify or can’t afford the premiums. There’s also a misconception that life…
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The 10 Life Events that call for a life insurance review

How do you know when to review your life insurance – or to encourage a friend or colleague to look at their policy? Here are ten key life events that call for a look at your coverage. 1. Marriage: now…
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Chiropractors and Your Marriage

by Angela Carlson | What do two chiropractors have in common with your marriage? Each chiropractor has tools, temperament, and techniques that make their approaches unique and effective. Clients love their style and continue to come back. In your marriage, each…
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How to avoid giving bad advice to your clients about life insurance

Life insurance is the foundation of our finanacial portfolio. It is the only insurance product for which we are guaranteed to make a claim (assuming we keep the policy in force.) It covers the most disasterous of all risks –…
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Coaches: the new generation of financial advisers

For years, I have had the good fortunate of getting referrals from financial advisers. Bankers, attorneys, and accountants have provided me with a steady steam of introductions to their clients. I have been honored to be the “resident life insurance…
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Persistence Pays Off

by Angie Carlson | You’ve tried. You’ve made some progress (celebrate that, BTW). And now you are tired and don’t want to continue and/or try again. I get it. We had done everything right. • Had starter emergency fund • Paid…
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