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The Five “No’s” of employer-sponsored life insurance

Life insurance is frequently sponsored by employers as a group benefit for their workforce. Is it a nice add-on perk? Yes. Is it a cheap way to get some coverage? Yes. Is it the way most people should purchase the… Read More

Five ways to save money on your life insurance

People often think of life insurance as purely a “cost:” you pay a premium and your beneficiary gets a benefit. But there are ways to get much more bang for your buck. Here are a few: Reshop your coverage due… Read More

Ken Leibow, Founder and Chief Executive Officer at InsurTech Express, recently published an update on EHR in Broker World.

You would be amazed at the technological advancements being made to accelerate and simplify life insurance underwriting. I have been at this for over three decades, and I can tell you, it is mind-boggling 🙂. The thrust of the changes… Read More

What happens when money manages itself

by Angie Carlson | Many people believe that once you have money it will manage itself. That the rich stay rich. This is not true. There are those that have made a lot of money that have filed bankruptcy. Here are… Read More

Why Life Insurance is the Rock of Your Portfolio

People have all kinds of insurance in their financial portfolio: life, medical, disability, liability, home, auto, business… But life insurance is the foundation of the entire structure. There are very sound reasons for this: A claim is guaranteed. Each one… Read More

When should you look at your life insurance policy?

It’s a good question, for both consumers and their financial advisers. Many people simply buy a policy, stick the certificate in a drawer, and forget about it. The trouble is, there are SO MANY reasons why that coverage should be… Read More

Term insurance is not always the right choice

Financial advisors should never have a bias, right? Their recomendations must always be based on their client’s needs and goals, right? Right! But sometimes advisors do have a bias towards a certain product, company or strategy. Maybe they have a… Read More

What Does a Million-Dollar Life Insurance Policy Really Mean?

by Devin Pascoe | August 26, 2022 | Life Insurance One million dollars seems like a lot of money, and for most of us, it really is. However, when it comes to life insurance, is a one-million-dollar life insurance policy… Read More

Regrets when you least expect them

by Angie Carlson Being blunt is a gift of mine. I’ll use it now: Someday, you are going to pass away. What many don’t know is what it’s like to be on your death bed. After nearly losing my life… Read More

5 Questions Newlyweds Have About Life Insurance

by Devin Pascoe | Many exciting elements make up life as a newlywed, especially when you’re just coming off the thrill of a wedding and honeymoon. You may be looking forward to settling into a new routine, while simultaneously aware… Read More