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Whole life or not whole life: that is the life insurance question – Part 2

Part 2: The corporate structure In Part 1 of this series (CD – insert link), we discussed how fraternal societies formed to indemnify families against the loss of a financial provider. This “coverage” was “permanently” available since it was not…
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Navigating The Second Retirement: Civilian Retirement!

by Tracy Latona | Retirement…You’ve done it once through the military, which was an incredible and honorable feat! This time around, in the civilian world, the emotions feel a little bit different. Perhaps there’s a feeling of anticipation, or maybe…
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15 Year Goal Done In Under 7 Years

by Angela Carlson | Leif (my husband) and I never dreamed in 2017 we’d be at this point.What happened in 2017?We decided we didn’t like our financial situation and chose to change it.We made a list. Pay off all consumer…
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Whole life or not whole life: that is the life insurance question

Part 1: The origin of life insurance Whole life insurance was the original form of the product; yet it has become a topic of controversy today. This series of articles will provide some clarity to the dilemma, and help you…
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Do it anyway

by Amy Greene | So often we do things – or more accurately, NOT do things – based on how we feel. I don’t feel like working out. I don’t feel like making dinner. I don’t feel like looking at…
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Why do people research life insurance too much?

In my many years of selling life insurance, I have found that some people don’t buy the coverage they need because they research the product to death. They will shop, shop, shop, shop, until they drop, drop, drop – and…
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The Number Cruncher and Life Liver

by Angie Carlson | Married couples – do you have the same financial goals but have no idea what it looks like to accomplish them? This post is for you. From my experience, spouses tend to look at accomplishing the…
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Can you get a good rate for life insurance, treating yourself for Diabetes?

Many people have Diabetes, unfortunately.And many people treat the condition themselves. Is that also unfortunate, when it comes to their ability to buy life insurance? It all depends. Doctors and Big Pharma may have a vested interest in using medication…
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What life insurance product should you use for special needs planning?

Many families have children with special needs. These moms and dads work extra hard at giving their children all they need, and taking extra good care of them. Providing for them financially is the foundation of that work, and life…
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The Myth of Security Clearance and Credit Score

by Tracy Latona | Do you need to have a good credit score to have a security clearance?  Many times, soldiers and contractors are led to believe that they have to have a credit card to build their credit to keep…
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