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Category: Inside The Industry

What you need to know about the life insurance marketplace and products. My humble commentary on political, legal, and economic trends that affect the industry.

Who Should Pay For Your Birth Control?

Today is Hot Topic Tuesday. Let’s talk about the Supreme Court decision on the Hobby Lobby/Obamacare case. I have several interests in this case. As an insurance salesman, I have seen how consumers suffer when the government forces all insurance…
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Praise for American Exceptionalism

It’s easy for us Americans to get down ourselves and forget how great we really are. I know that as a life insurance salesman, if I lose track of the unique value I bring to the table, I feel lost.…
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How Life Insurance Secures Economic Growth

One would think that the purchase of one product or service could not have a dominant effect on the growth of the economy. But when you think about it, a few do. One of them is life insurance. The impact…
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America the Leader

In the financial services business, we often form service teams to help our clients. I like to think of these units as “ensemble casts of superstars” that deliver outstanding performances. The planner will make financial goalsetting seem dreamy. The investment…
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A Second Look at Life Insurance Myths

Forbes recently published a very good article about life insurance myths and facts. Listed below are each of the myths mentioned in the article. After each myth I made a few comments about the real facts of the situation. Do…
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Should the Minimum Wage Be Raised?

Today is Hot Topic Tuesday. Let’s talk about raising the minimum wage. There is a movement afoot to increase the minimum wage in this country. As a business owner, I have a vested interest in anything that increases my overhead.…
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How Do Americans See Wealth?

Here are news items to help you feel good about money, jobs, and people. Don’t be surprised: Americans really have perspective when it comes to wealth. These 5 global megatrends mean new opportunities for economic growth. Watch these total strangers…
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At Last! Life Insurance Made Simple.

Attorney Stephen R. Leimberg has done us all a big favor (by us I mean both consumers and life insurance salespeople together). He has produced a handy-dandy guide to life insurance that is rich with information but also a quick…
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My Dad is Rich But He Won’t Leave Me a Dime!

Those of us who enjoy rock ‘n roll music from the 1970s and 80s are very familiar with Sting. He was the lead singer for the Police, and then went on to enjoy a spectacularly successful solo career. As you…
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Do You Really Know Why Dave Brat Won?

Financial savvy is a key ingredient to financial success. That is why you have to know what you’re doing when you buy insurance and investment products. I’m not talking only about technical knowledge. It’s not just a question of knowing…
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