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Category: Inside The Industry

What you need to know about the life insurance marketplace and products. My humble commentary on political, legal, and economic trends that affect the industry.

Do You Control Your Social Media Contacts?

I am an independent life insurance broker who owns his own business. Like many of my peers, I was once a captive agent with an insurance company. When I left to form my own brokerage, I  had to build my…
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How can I qualify for life insurance with a fatty liver?

I just found out that I don’t even qualify for insurance due to my fatty liver, which may be alcohol related. So what can I do? I can’t get rid of a fatty liver, even if it’s because of my…
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What You Should Know About the Dangers of Prostate Cancer Treatment

In a prior post, some issues related to procuring life insurance by people with a history of prostate cancer were discussed. Eligibility for coverage was looked at from both a medical, and also a lifestyle point of view. Specific focus…
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Good News Regarding HIV and Life Insurance

Celebrities often receive criticism for their fantastic lifestyles and enormous egos. However, one plus side of celebrity status is that they can draw attention to issues and problems facing the rest of society. Here is an example: In 1991, basketball superstar…
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When “Bros” Buy Life Insurance

In case you missed them, here are some ads that are being used to promote Obamacare in Colorado. (1) “Let’s get physical. OMG, he’s hot! Let’s hope he’s as easy to get as this birth control. My health insurance covers…
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Life Insurance, Liberty and the Pursuit of Happiness

It is time to address the possibility of a government takeover of the life insurance industry. Our country is observing Veterans Day next week. This occasion is an opportunity to reflect on the meaning of being an American, and to…
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Why You MUST Change Your Life Insurance Beneficiary When Getting Divorced

Certified Divorce Financial Analyst™, Michelle Ash has a must-read article about financial issues after divorce in womensdivorce.com. Here’s an overview: The divorce is finally over, the decisions have been made, and now life proceeds anew for the client. But it’s…
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