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Category: Inside The Industry

What you need to know about the life insurance marketplace and products. My humble commentary on political, legal, and economic trends that affect the industry.

What Should You Say To Homeless People?

As much as I want everybody to stand on their own two feet, I know that things happen. Even the wealthiest among us can find themselves penniless and desperate. You don’t think so? Take into account monster storms like Katrina…
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What Makes Americans Prosperous?

As a life insurance salesman, I like to pay attention to what popular media says about my profession. It’s often not too flattering. In the movies and TV shows I’ve seen, my compatriots are typically portrayed as sleazy shysters or…
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What If a Woman Managed Your Money?

Does gender still play a role in the financial world? People tend to think that gender stereotypes are old-fashioned, and are the hallmarks of prior generations. People feel we are now past that. Yet, do you know what is typically…
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Why Should the Government Limit Political Donations?

As a life insurance salesman, I compete for my business with hundreds of thousands of other sales people. These competitors include other licensed independent brokers; captive agents; property and casualty brokers; benefits consultants; bankers; accountants; investment advisors; financial planners; and…
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Are You Too Tired to Exercise? This 97-Year-Old Sprinter Isn’t!

Is your weight preventing you from getting the lowest life insurance rate available? Is your blood pressure or cholesterol the problem? Are you on anxiety medication? And are you bummed because you know all you have to do is some…
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Does the Robin Williams Tragedy Make You Think About Suicide?

The death of the great comedian Robin Williams sheds light on a very delicate topic: suicide. I have firsthand professional experience with this. A number of years ago a client committed suicide. She was also a personal friend, and that…
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Why Do People Lie About Their Smoking?

It is well-known that insurance applications ask about the smoking of tobacco. Here is an example: 1 Do you use tobacco in any form? 2 If yes, what type of product(s) have you used? 2a Cigarette? 2b Cigar ? 2c…
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Would You Tip Your Robot Waiter?

The next time you buy fast food, you may be served by a robot. What is the social protocol: do you leave a tip? How would you do so? Or should you just make a donation to charity? It seems…
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Do You Think This Good Will Can Translate Into More Business?!

TD bank in Canada turned an ATM into an Automated Thanking Machine and recorded customers’ reactions to receiving personalized gifts dispensed through a small door that opened in front of them. “Never in all my life have I had such…
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Will There Be War When We Have Peace?

This is not as crazy a question as it sounds. It forces us to talk about what peace really means. Should we strive for a time when there is no war at all? Should we settle for wars that are…
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