Category: The Conscious Consumer
Thoughts on why people buy – or postpone buying – life insurance. I often call upon studies of neuroscience, psychology, religion, and spirituality to explain consumer behavior.
HOW TO GET THE MOST OUT OF $1 MILLION
$1 million is nothing to sneeze at. If you are someone of limited means, $1 million could be a windfall of extraordinary proportions. Truly a life-changer. On the other hand, if your personal net worth is $100 million, then $1… Read MoreHOW POLICY AUDITS PREVENT LIFE INSURANCE COST INCREASES.
Most people buy a life insurance policy and stick it in the drawer. Time goes by, and then – surprise! The price goes up. If it’s a term policy, the policy renews at an exorbitant rate. If it’s universal life,… Read MoreSEXUAL ABUSE AND LIFE INSURANCE
We all have a personal history. This backstory of your life not only impacts your identity, your life situation, and your relationships, but it also plays a major role when applying for life insurance. In our introductory article about sexual issues… Read More3 TIPS FOR BUYING LIFE INSURANCE FOR PEOPLE WHO SMOKE
It’s a known fact that smoking carries many health effects, such as a higher risk of death, chronic disease, diabetes, and dental issues. But a side effect of smoking that isn’t as obvious is the increased cost of life insurance.… Read MoreHOW MUCH LIFE INSURANCE DO YOU NEED TO PROVIDE FOR THE EMOTIONAL AND PSYCHOLOGICAL NEEDS OF YOUR LOVED ONES
Most of us know and understand the value of life insurance for providing financially for our loved ones. Life insurance ensures that your family will be able to pay the mortgage, continue education, and maintain their standard of living. But… Read MorePOT AND LIFE INSURANCE: ANSWERS TO THE 10 BIGGEST QUESTIONS
Society’s perceptions of marijuana have undergone a drastic change since I was in junior high. Back then, it was normal for schools to assign Tuned Out as part of the curriculum and show “Reefer Madness” in class, with the intended purpose of… Read More3 TIPS FOR BUYING LIFE INSURANCE FOR PEOPLE WITH AN ALCOHOL HISTORY
Many people believe that you have to be in perfect health and live a low-risk lifestyle to obtain life insurance, but that’s not always the case. Did you know that you can purchase a life insurance policy at a reasonable… Read More
The Basics of Premium Financing
What Is Premium Financing? Premium financing is basically just borrowing money to pay life insurance premiums. High-net-worth individuals and companies… Read More