Category: Winning The Life Insurance Game
How to make the application process work for you. My advice for people with specific risk factors, such as tough medical conditions and extreme hobbies, on how to get coverage at a reasonable rate.
Dating websites can be pretty personal with their profile questions. Yet, how many ask about preference in life insurance product? What is that? You don’t think they should? Of what relevance to marriage is the selection of a life insurance…
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Term life insurance gets a lot of press these days because it can be cheap. But, as is usually the case, you get what you pay for. There are many other considerations when buying life insurance. Once you take them…
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This morning I was informed that a gentleman who has applied for life insurance through my firm has prostate cancer. He had no knowledge of any prostate problems when he had applied. He took his insurance exam, and the PSA…
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Financial writer Amy Fontinelle has an excellent article today in Investopedia. She asks, “Is Your Employer-Provided Life Insurance Enough?” Her answer is basically, no – it is not. I think her conclusion is “on the money.” Here are some problems…
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When a couple is unfortunately reaching the end of their marriage, they need to know how life insurance can help with a divorce settlement. Yet if you’re going through the heartache of a divorce, one of the last things you…
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You purchase a life insurance policy to provide financial security for your family. You are attracted to the guarantees of the product, and to the financial strength of the carrier. You think through the amount needed, and budget for the…
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Purchasing life insurance for income replacement is not exactly a popular activity. The traditional worldview saw death as a part of life. In modern times, we separate the two. The subject of death is something we try to avoid. Oh…
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This is a fine article about why single people need life insurance. I have highlighted a few major points and added my comments. Do any of these reasons surprise you? “It’s cheaper to buy a policy when you’re young and…
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Here is a thought-provoking article on the topic from the folks at Fools.com (whom I like, by the way). I just do not agree with it. But, it does touch on the VERY SENSITIVE issue of child mortality. This is…
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What would you do? Today’s case: “I had a cigar a few months ago – but that was the last! (I think)” Our client stop smoking cigarettes several years ago, but stopped smoking cigars only several months ago. Several carriers…
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