Testimonials

“I just wanted to take a few minutes to express my great thanks to you for turning my Life Insurance situation from declined- twice, to insured at a very reasonable rate, within a very short period of time! Let me elaborate.

From the very first time I spoke with you on the phone all the way through just this week receiving word from you that I was covered and that all was said and done, I have felt as though I were your only customer. Seriously. Your attention to my situation has been that exemplary. And, if I had a question, (most of our correspondence was carried out through email) you answered it within a couple of hours and NEVER any more than twenty-four.

You spent the time, upfront, to pre-qualify me. You delved into my health situation, you asked pertinent questions, and, above all, you were extremely professional in your approach to sensitive subject matter. When we were finished you said that it was not as bad as I had thought- and that you could help me. After that, I felt as though, through you, I had taken control of my life insurance debacle. You weren’t kidding in the end either. My family is now protected.

Other agents? Please. NO help. I was shuffled through with little, or worse, BAD advice. In fact, the agent that originally helped me said that he would call back in a few months so that we could try again. Surprise! Never called. You, however, took the time at each and every step, to get back with me promptly so that I might feel informed. This was a very smooth process and very… non-stressful. You said that it was all do-able and you weren’t kidding!

Thanks again, Steve. Great professional and courteous service. GREAT price in the end as well. My family and I have peace of mind at a very affordable price. If I ever have a conversation about life insurance with ANYONE EVER- your name WILL be mentioned. As a matter of fact, it already has happened! Needless to say you have and will be highly recommended.

In closing, rare is it, in my experience, to HAVE a great experience purchasing anything. You, Steve, have fixed a problem for me that I was beginning to think was unfix-able. Thank you very much. Your services have been GREATLY appreciated.”

“Your prequalification process was so informative and outlined all the issues in obtaining the best life insurance coverage at the most reasonable rate.

Not only did the process provide me with all the information I needed, but it also provided coverages and rates that we ultimately obtained.

My experience with you for personal insurance was so well handled, that it was an easy decision to use you for our business insurance.

When other companies found reasons to increase their rates, you did research and provided coverages with companies that did not use this tactic.

Thanks again for all your efforts and excellence service.”

“What impressed me most was the service you provided throughout each step of the process. Your communication was superb. I was never in doubt about where I was in the process and what I needed to do.

I highly recommend Steve Kobrin to anyone looking for not just great insurance rates but also for superior service. He’s the best.”

“Steve Kobrin is the best Life Insurance Broker I have ever dealt with.

Previous to his effort I have been refused countless times by several life insurance companies through other agents over the course of three years. The main reasons were a combination of my health conditions and age.

However, Steve succeeded!

In addition to his many insurance contacts and unusual skill, an important reason for his success is his unique Pre-Qualification Process. While other brokers work with various insurance companies, Steve works for his clients, insuring them the best possible deal.

Contact him and you will also sing his praises.”

“[Steve’s prequalification process] ensured that I would qualify with the right company at the right rate. A very important step if you have any concerns over your insurability.

Steve has very broad knowledge about the different carriers and their individual preferences, and can thus tailor your coverage to the best carrier for you.

Steve is very thorough, professional, and offers great communication and follow-up.”

“Thank you so much for helping me get approved for my Life Insurance. The patience and effort you’ve shown me is all appreciated.

I applied with a number of agencies but I feel better with your company. You take care of your clients very well and let them understand everything – policies, beneficiaries, coverage and of course your affordable monthly payments.”

“Thank you for your persistence and your resourcefulness.

Most climbers have such a hard time getting life insurance even though many of us know that the drive to the crags is statistically more dangerous.

We are grateful to know that Bob is covered during work and play and we appreciate your help through the entire process. Thanks again.”

“I needed to obtain life insurance for my business. This was a case that “Typical Insurance companies did not want to deal with.”

A quick email on a Sunday to Steve resulted in an immediate call back on the same day. Based on the information I gave him over the phone he said “No Problem” and even gave me a preliminary quote.

I gained immediate respect for him as a true professional. He followed through the process until the end effectively. Thank you Steve.”

“First, we are all so grateful for the care, professionalism, efficiency and expertise with which you were able to help our family obtain this very important life insurance policy for our father.

We called, e-mailed and spoke with many agents, however, one thing stood out about you which we did not receive from the other agents…and that was the personal touch and attention to details in getting our father signed up in a timely manner.

Although our dad is in a nursing home, he is extremely delighted knowing that he is insured and his children will not be burdened with the worry of his final expenses…and you made that happen…and for that we are so grateful.

The prequalification process and the level of service we received were and still are superb. It made what we initially thought of as a very stressful process seem like a walk in the park. Even when little problems arose, they were handled with such proficiency and expertise that we didn’t have to worry.

We would highly recommend you and your services to anyone who is in the market for insurance.”

“Thank you very, very much for all your help and information. You’re the answer to a prayer, and I’m sure you’ve heard that before from ‘hard-to-insure’ people like me.

Depression and substance abuse are both conditions that carry a stigma — and therefore are very shame-based — and you completely lift that away.

I’ll refer everyone I know with similar histories to your agency, and I hope we can do business in the future.”