Testimonials

“The prequalification process went as expected. We had no surprises. I would say to other consumers, be honest and upfront. There is coverage for everyone, if you’re honest.

Your service doesn’t compare to others. With your service, you made us feel important and not just another policy. You followed through with everything that you said you would.”

“Since I had already been denied coverage by one insurance carrier, I did not want to be turned down by another, knowing full well that if another carrier declined me coverage it would make it extremely difficult to get coverage from another carrier and expensive.

Prequalification gave me peace of mind through the whole process. It would be extremely beneficial for anyone seeking life insurance to go through the prequalification process. If you are not sure of your state of health, it’s an absolute must.

The level of service you provided was good. I was kept up-to-date often as to the status of my application.”

“Thank you very much for everything that you’ve done for my mom. You are indeed a great person to deal with, and in my mom’s case, you really went beyond to help her get life insurance. I should say that you were honest with us, and that really showed how well you treat your clients.”

“The prequalification process was painless and timely.

The thing I appreciated was that Steve was able to prequalify me without risking a negative mark on my record. If you apply for insurance and get denied it will effect your chances the next time you apply.

Steve worked very hard to secure a policy that my family could afford. We now have the security we need for the next 20 years, and I know if something happens to me my wife will be covered.

I never thought I would be able to secure life insurance, but Steve was able to convince the carrier to accept the policy and at a very competitive rate.”

“I was very satisfied in that you were very attentive to my needs, especially the rush I needed to get the policy approved… in addition, whenever you sent me something in the mail, your instructions were so easy and very helpful. I would gladly recommend you to anyone looking for insurance of any kind.”

“Prequalification was helpful because I knew I was facing an uphill battle in securing life insurance, and prequalification allowed me both to get an answer quickly and to know what sort of policy and fee I’d be qualified for.

I would certainly recommend prequalification, because it does give peace of mind. It’s personalized (unlike so many other preliminary quote offers) and let me go through the process without undue worry.

Your level of service is excellent. Although we’ve conducted all business via email, I feel that there’s been a personal connection and interest. Moreover, I’ve never had to press or prod you for action; you’ve always been at least one step ahead of the process and have been incredibly responsive.

I appreciate your efforts more than I can say!”

“I was very pleased to find someone (Steve Kobrin) that was familiar with the problems I was facing in securing life insurance due to my chronic illness.

After having had a company-sponsored life insurance program for the past 15 years I had no idea of the difficulties or costs of purchasing life insurance. Steve walked me through the process and made sure I was kept informed at all times.

I would highly recommend working with Steve as he was very knowledgeable and highly competitive.”

“Working with Steve on getting life insurance was a breeze. I sent out feelers to three different representatives and he responded faster and with the most complete and easy to understand information about the process.

Through his hard work we were able to get more coverage (30% more!) than we originally planned following our initial contact with him. The premiums I pay as a diabetic are less than those paid by others I know who do not have chronic conditions.

I told a friend of mine to use Steve’s services and would strongly encourage others to do the same.”

“After being rejected for life insurance 3 times in 2 years, I was recommended to turn to Steve and his expertise… What a pleasure !!!!!

I passed the difficult task on to Steve and HE GOT THE JOB DONE!!!!! professionally… intelligently and respectfully !!!!!

Tell Steve what you need, disclose all relevant information…. and Steve will run with the ball from there !!!!! you just sit back and wait !!!! What a pleasure !!!!!!!

I have no hesitation to STRONGLY recommend using his services!!!!!”

“I found you on the net and couldn’t be more pleased with the whole process. Everything was very simple and you explained any and all questions in a very timely manner.

My insurance was quite easy for you but the one that we were very impressed with was the policy for my husband. When we found out he was able to be qualified with a preferred status we knew then that you were the agent for us.

It is hard to purchase insurance for the inevitable but you made it all so easy. Thanks Again.”