Testimonials

“I think that, especially for people like myself that have a preexisting disease, the prequalification process is especially effective.

I also was very impressed about being constantly updated on the process and my status in it. I found I was able to get any answers I need quickly and a strong rapport was developed with you. I feel you demonstrated a strong concern for my understanding of what needed to be done and what the choices were.

This has been the best overall experience I have ever had with an insurance broker. I would highly recommend your services to anyone. Thank you so much.”

“As an insulin-dependent diabetic, I had pretty much given up hope on finding affordable life insurance. Even though I am in impeccable health, I was receiving quotes that were more expensive than those for a heavy smoker!

By specializing in difficult cases like mine and utilizing an in-depth prequalification process, Steven Kobrin secured a reasonable 20-year rate for me.

His level of service was impeccable, with extremely quick and detailed responses to all of my questions. I’ve already recommended his services to friends and family.”

“It was extremely convenient to fill out your short questionnaire online and receive a prompt response, informing us if we were qualified and how to proceed. Quick and easy to use.

I have already recommended your services to several coworkers. Our company does not offer spousal life insurance. Your process and customer service are excellent and I hope to send you additional clients.

You were thorough in your explanation of the coverage and patient with me and all of my questions. Your emails were prompt, clear, and understandable. Our phone conversation was friendly, personable, and at no time did I feel like we were completing some dull agreement, nor at any time did I feel like I was under any pressure to buy. All in all, it was a pleasant and painless process.

While shopping for this policy I had numerous hard-sell calls and emails [from other companies]. Your service and treatment was completely different and positive.”

“As a salesman with experience in marketing and customer service, I think your service is great!

Prequalification is an excellent idea. Your efficiency and prompt response during the entire process promotes a feeling of trust and confidence. Thank you for a successful application. I have the policy.”

“Allow me to thank you for the efficient service you have provided me in obtaining life insurance.

I had been denied insurance from other companies, but you came through on the type of life insurance I wanted and the price was exactly as you quoted me. You assisted and guided me every step of the way.”

“I am very happy with the level of service I recently received in obtaining insurance through your company. Your follow-up was excellent and the pre-qualification made the whole process much easier. In addition, I think your rates were very reasonable and held up exactly as quoted in the pre-qualification process.

I would not hesitate to recommend your company to my friends in the future.”

“Steve did a great job of prequalifying me. The process was quick, thorough, and got me great coverage with a first rate company.

I was recently diagnosed with diabetes, and knew I might have trouble getting coverage, so I shopped around. Steve specializes in tough cases like mine. He said he could get me the insurance I needed, and he did.

In fact, he was the only one able to get me life insurance, and he got me qualified with two companies.

Trust Steve. Tell the truth about any medical condition you have, so he can work as your advocate. I truly believe if Steve cannot get you insurance, then you can’t get it anywhere. He doesn’t judge you, question you, or make you uncomfortable. His level of service and follow-through is unmatched. Steve is the best insurance agent I have dealt with, period.

I own a small company that required all types of insurance, every one of them could learn from him. He is fast, efficient, and professional.

I had an agent (not Steve) in my home who told me he could get me life insurance, could not do it, so he tried to sell me insurance for my kids. He kept calling me back because he didn’t believe I got the coverage I was looking for.

Steve sold me what I needed, and what was best for me, not what was best for him. I wish he was the only insurance agent I had to deal with. I know it sounds too good to be true, but it’s the truth.”

“The Prequalification process was fast, and Steve made me feel very comfortable about answering the questions. Don’t be nervous about it, I was surprised at how painless it was and appreciated how Steve made me think getting insurance was indeed possible.

Steve is terrific. He walked me through every step. I was so grateful that he kept me informed as every piece of the puzzle came together.

I was in the process of building a home and quite honestly, forgot about what Steve was working on for me in the background. Thank goodness he was so diligent and didn’t let me get lost in the shuffle.”

“The prequalification process was very helpful because I knew that there was an insurance company out there that would cover people with illnesses. It was also helpful to know what the monthly premiums was going to be. It’s a great process!

Steve called and he made sure he was there to help me, no matter what. At first I was a little hesitant giving him my personal information, but then I didn’t have anything to lose. Steve assured me that I would get life insurance, one way or another.

Steve’s customer service was exceptional. He phoned and emailed me to let me know what’s going on. When we would hit a snag, he would tell me what I needed to do to get the process going again. I thought I would never get life insurance, but Steve came through and told me that I was covered.

The difference between working with Steve and others is that Steve wants to help you get covered. Once others find you have an illness, their answer was sorry, nothing else we can do.

I will forever be grateful for Steve for helping me out.”

“Thank you, Steve, for understanding that I’m on the road so much that I don’t have time to schedule tests to expedite my insurance.

We were able to achieve our objective with regards to having life insurance without a physician’s report with ease. We now feel much better with regards to our situation and know that those of us who are much too busy for the “red tape” have achieved our goal of family unity and peace.

It is unbelievable that we could achieve this goal… we’ve tried many companies who have bombarded us with “must do’s” and you understood our quest to continue our everyday lives but still achieve our goal of having the coverage we needed without the bureaucracy. Please know we deeply appreciate your help and concern.

As I write this to you, know I’m “still a road warrior” but know my family is well cared for… thanks for your help.”